Turning 65? Over 65?

Not Getting All the Benefits You Want?

MEDICARE OVERVIEW

Important FAQ's

  • Over 65 and retiring soon?

    If yes, you will need additional CMS forms to enroll in Medicare Part B.  Email me today so we can send you the forms:

    johnr@jsrichardsoninsurance.com

  • Under 65 & have Social Security Disability?

    If so, then you have fewer Supplemental Plan options but all Part D and All  Advantage are available.

  • Paying a lot for current employer coverage-Eligible for Medicare?

    If so, it's time to compare your cost with the Employer plan vs Medicare. Call me today at 410-956-3745

  • How can I enroll with Medicare Part A & B?

    Set up a phone interview by callling, 800-772-1213 or click the link below to access Social Security Administration:

    https://www.ssa.gov/


  • Is your income less than $50,000?

    If yes, there is a Prescription Assistance Program to pay for Medicare Part D Premiums,  reduce the premiums for Medicare Advantage plans and/or could eliminate all of your out of pocket health care costs, doctor visits, surgeries, test , inpatient hospital stays et al.

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Specific Medicare Questions??

Questionaire

Final Expense-Medicare-Life Insurance & Senior Solutions

JSRINS, Inc. is an independent insurance brokerage offering health and life insurance options at all stages of life. As the founder, I, John Richardson, provide the personalized service you look for in a life-long insurance agent. Whether you are a new Medicare beneficiary trying to navigate the complex world of Medicare Supplemental or Advantage plans, a family at any stage looking into life insurance, or a senior in need of a Final Expense policy, I am here to help match your needs with the appropriate plan.

Our Agency has been, serving the greater Baltimore, DC, Philadelphia, New Jersey, and Mid-Atlantic region. We are also licensed in a number of Southern Atlantic Coast States. Click here to learn more. 


We are here to help people with, Medicare plans, life insurance plans, retirement plans, and more! 


Contact our team today to help you decide on the right plan for you and your budget!!

Medicare Interview as seen on WMAR Midday!

As of 2023 the State of Maryland has removed the Underwriting Guidelines for Guarantee Issue Medicare Supplement plans which could save clients 25% or more on current premiums.

2023 is a GREAT year for new Medicare Advantage Plans that offer more robust benefits.

Apply for Medicare Parts A & B at Social Security Website

(10 or 20 minutes to complete)


After successfully applying for Medicare you will receive a card that looks like this ->

Social Security Website
Social Security Card Example