WHY US

(Unbiased Advice)

As you approach 65 you get bombarded with phone calls, business reply cards, voicemails and sometimes text messages from agents whose sole purpose is to sell you a program that meets their sales goals. With JSR we represent all the major companies and ask the important questions to give you the advice and choices that best suit your needs. We have your best interest at heart.

(NO Charge)

There is NO charge for our services. Whether or not you purchase a program directly from the companies or let us help you enroll the cost is the same. You get personalized service and extra support at no cost to you. We are your advocate

(Annual Review with Years of Experience)

During the Annual Enrollment Period, there are changes for Medicare Advantage and Part D every year. It is also a good time to review your Medicare Supplemental plans to make sure you are NOT overpaying for coverage. With over 13 years advising Medicare beneficiaries and over 1500 client on the books look no more.

John Richardson

Owner

John Richardson has been educating individuals with Life Insurance, Medicare, and Annuities for the last 14 years. Medicare can be very confusing. He educates beneficiaries on the A& B of Medicare and shows ALL the guaranteed options to give you choices. He is married to his wife Marie for 41 years and has 3 adult children. He loves to paddleboard, Biking, reading a good book, and vacationing in Maine during the summer.

NAOSA Certificate

Kevin Haigis

Medicare Rep

Kevin joined the team in late 2018 and has dedicated himself to helping seniors understand their options when it comes to Medicare. As you know navigating Medicare can get very confusing and Kevin is here to help. Give him a call 443-454-3537. A local Annapolis native, in the summer months you can find him on the water Stand Up Paddle Boarding at his company Capital SUP and working with the team and assisting in your Insurance needs.

Carriers We Represent

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Agency Credentials

Maryland Insurance Administration

Maryland License #: 99954192

Producer License Verification

Phone: 1-800-492-6116

Pennsylvania Insurance Department

Pennsylvania License #: 495798

Producer License Verification

Phone: 1-877-881-6388

New Jersey Department of Banking and Insurance

New Jersey License #: 1190933

Producer License Verification

Phone: 1-800-446-7467

Delaware Department of Insurance

Producer License Verification

District of Columbia Department of Insurance, Securities and Banking

District of Columbia License #: 2838727

Product License Verification

Phone: 1-202-727-8000

South Carolina Department of Insurance

Producer License Verification

Schedule An Appointment → 443-529-9109

This is a proprietary website. and is not, associated, endorsed or authorized by the Social Security Administration, the Department of Health and Human Services or the Center for Medicare and Medicaid Services. This site contains decision-support content and information about Medicare, services related to Medicare and services for people with Medicare. If you would like to find more information about the Medicare program please visit the Official U.S. Government Site for People with Medicare located at http://www.medicare.gov

Disclaimer: I/We do not offer every plan available in your area. Any information I/we provide is limited to the plans I/we do offer in your area. Please contact Medicare.gov or 1-800-Medicare to get information on all of your options.