What's covered by Medicare Part B?
Medicare Part B covers:
- “Welcome to Medicare” preventive visit (one-time)
- Yearly “Wellness” visit
- Abdominal aortic aneurysm screening
- Alcohol misuse screening and counseling
- Bone mass measurement
- Breast cancer screening (mammogram)
- Cardiovascular disease (behavioral therapy)
- Cardiovascular disease screenings
- Cancer screenings
- Depression screening
- Diabetes screenings
- Diabetes self-management training
- Flu shots
- Glaucoma tests
- Hepatitis B shots
- Hepatitis C screening test
- HIV screening
- Medical nutrition therapy services
- Obesity screening and counseling
- Pneumococcal shot
- Prostate cancer screenings
- Sexually transmitted infections screening and counseling
- Tobacco use cessation counseling
How much does Medicare Part B cost?
As of 2020 the annual deductible for Medicare Part B is $198. Part B has a deductible as well, and covers you at 80%. You are responsible for 20%, which, again, is why you’ll want to consider obtaining Medicare Insurance.
When are you eligible for Medicare Part B?
A good rule to keep in mind is that if you are eligible for free Medicare Part A then you are eligible Medicare Part B (by enrolling and paying a monthly fee). But what if you are not already eligible for free Medicare Part A?
You will still be eligible for Medicare Part B through these requirements:
- You must be 65 years or older.
- You must be a U.S. citizen or be lawfully residing in the U.S. full-time.
- Under 65 receiving Social Security or Railroad Retirement Board (RRB) disability.
- Under 65 with end-stage renal disease (ESRD) or amyotrophic lateral sclerosis.
What is not covered by Medicare Part B?
Medicare typically will not cover everything. You will still have out of pocket expenses such as deductibles, coinsurance, and co-payments. If you purchase a Medicare Supplement or Medicare Advantage plan many of these items will be paid for by your supplemental insurance. Medicare Advantage Plans and Medicare Supplement Plans have different rules. It’s wise to consult with a Medicare Adviser to help you determine which plan is right for you.
Below are a list of items Medicare B does NOT cover:
- Long-term / Custodial care
- Most dental care
- Eye examinations related to prescribing glasses
- Dentures
- Cosmetic surgery
- Acupuncture
- Hearing aids and exams for fitting them
- Routine foot care
SPECIFIC MEDICARE QUESTIONS?
All Rights Reserved JSRINS, INC
This is a proprietary website. and is not, associated, endorsed or authorized by the Social Security Administration, the Department of Health and Human Services or the Center for Medicare and Medicaid Services. This site contains decision-support content and information about Medicare, services related to Medicare and services for people with Medicare. If you would like to find more information about the Medicare program please visit the Official U.S. Government Site for People with Medicare located at http://www.medicare.gov
Disclaimer: I/We do not offer every plan available in your area. Any information I/we provide is limited to the plans I/we do offer in your area. Please contact Medicare.gov or 1-800-Medicare to get information on all of your options.